The well pump locked last evening. Not sure what happened. It was working earlier in the day and then I heard it pressurize while I was cross-tilling the garden in the evening. Went to turn it on and nothing happened. Checked to be sure power was getting as far as the pump. Motor fan would turn from outside. I'll see if I can turn the impeller from outside this morning. If not, found the receipt and I did buy the two year replacement plan. So I can take it back and exchange it this weekend. It'll take a few minutes this morning to unhook it and drain it. Just as well. I emailed the service department a few days ago about the pressure gauge and haven't heard back. Can't find a replacement with the same thread size. Plus pumps have a limited lifespan. The newer, the better.
Looks like I miscalculated. It will be April 18th before I'm current on the mortgage. Not because of any excessive spending on my part. Mostly because the utility bills have been high. Between working at home and damage to the solarium making it much less effective, the bills went up. And I forgot to factor in one other bill in my budget. Sucks but it will still be current at least a month faster than the payment plan offered by the bank, without paying more than $1000 extra beyond interest and late fees as they proposed. Their plan would have left me with little to live on and resulted in that $1000 extra basically disappearing. No, thank you.
The only extraneous expenditures I have laid out recently have been for the car, tiller tines and car parts. Car and parts a necessity. Tiller tines an investment which will help over time.
I admit that at this time I am spending more money on vitamin supplements than I ever have. However, all the supplements I am taking are completely necessary. I still seek out the least expensive brands, not going to GNC or any crap like that. Yuppy vitamins has to be one of the most atrocious things I have ever heard of.
Nearly all of the medical care has been covered by insurance. What hasn't been covered has been paid for mostly through the medical spending account funded by my employer. I think I've paid like $16 out of pocket for one prescription, which was a one time thing. Though I do need to call the insurance company and nag them about one bill again. It should be covered under preventive care and they keep listing it as standard.
I am so looking forward to getting things back on track and being able to invest some money and time into getting things where I want them to be. Only a few weeks until I am out of this tunnel again. This summer I can complete major stages of several major projects with relatively little money and effort remaining. I don't mind the effort so much when it's actually moving forward. Sucks when you're spending all your time and energy to move backward or just spinning your wheels.
Learned my lesson. No more loans or credit cards (unless they have collateral accounts) ever again. I will open a secured credit card later this year, just for security and to rebuild my credit.. again.
Happy none of my past accounts were high enough that anyone bothered to sue me. If they were going to, they would have by now. Sorry to have defaulted on a couple of things. It was absolutely never my intent. Got a few threatening phone calls but nothing followed. Those finally stopped. Except Wells Fargo. In their case, the closer I get to bringing the mortgage current, the more threatening they become. Because they see their chance to foreclose slipping away and I have been bringing things current without them making a huge extra profit which shows no benefit to me. I tried everything I could which was reasonable but they refuse to be reasonable. So, I'll continue doing things in a reasonable manner. If they filed for foreclosure today, the mortgage would be current before it could make it to court. Their chance is basically gone. So now they are raging.
Okay, time to go feed the furry monsters.
Looks like I miscalculated. It will be April 18th before I'm current on the mortgage. Not because of any excessive spending on my part. Mostly because the utility bills have been high. Between working at home and damage to the solarium making it much less effective, the bills went up. And I forgot to factor in one other bill in my budget. Sucks but it will still be current at least a month faster than the payment plan offered by the bank, without paying more than $1000 extra beyond interest and late fees as they proposed. Their plan would have left me with little to live on and resulted in that $1000 extra basically disappearing. No, thank you.
The only extraneous expenditures I have laid out recently have been for the car, tiller tines and car parts. Car and parts a necessity. Tiller tines an investment which will help over time.
I admit that at this time I am spending more money on vitamin supplements than I ever have. However, all the supplements I am taking are completely necessary. I still seek out the least expensive brands, not going to GNC or any crap like that. Yuppy vitamins has to be one of the most atrocious things I have ever heard of.
Nearly all of the medical care has been covered by insurance. What hasn't been covered has been paid for mostly through the medical spending account funded by my employer. I think I've paid like $16 out of pocket for one prescription, which was a one time thing. Though I do need to call the insurance company and nag them about one bill again. It should be covered under preventive care and they keep listing it as standard.
I am so looking forward to getting things back on track and being able to invest some money and time into getting things where I want them to be. Only a few weeks until I am out of this tunnel again. This summer I can complete major stages of several major projects with relatively little money and effort remaining. I don't mind the effort so much when it's actually moving forward. Sucks when you're spending all your time and energy to move backward or just spinning your wheels.
Learned my lesson. No more loans or credit cards (unless they have collateral accounts) ever again. I will open a secured credit card later this year, just for security and to rebuild my credit.. again.
Happy none of my past accounts were high enough that anyone bothered to sue me. If they were going to, they would have by now. Sorry to have defaulted on a couple of things. It was absolutely never my intent. Got a few threatening phone calls but nothing followed. Those finally stopped. Except Wells Fargo. In their case, the closer I get to bringing the mortgage current, the more threatening they become. Because they see their chance to foreclose slipping away and I have been bringing things current without them making a huge extra profit which shows no benefit to me. I tried everything I could which was reasonable but they refuse to be reasonable. So, I'll continue doing things in a reasonable manner. If they filed for foreclosure today, the mortgage would be current before it could make it to court. Their chance is basically gone. So now they are raging.
Okay, time to go feed the furry monsters.
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