One of the biggest problems with the way Wells Fargo posts payments comes when this close to bringing the account current. I have payments which are noted as "unapplied funds". Separately, they state "amount due to make account current". So, I'm not really certain how much to pay to actually bring the account current. Do they calculate in the unapplied funds when calculating the amount to bring it current or not?
Only way I can find out is to pay the amount minus the "unapplied funds". If that does not bring it current, I have the answer and will pay the rest once the payment I make has posted. One thing I do not want to do is pay them too much. Never know how they may apply those funds. They may throw it into capital, which will mean I have to come up with an equal amount for the next payment or I'll be behind again.
As of tomorrow I shall be current or only shy by a little over $100 (which I can pay within the week). Since it's so late in the day, I could make the payment this evening and it would post tomorrow. However, there was one holiday when my pay did not go in as scheduled, so I prefer to wait and be sure my pay posts on time.
My calculations say I should have some extra money this check. Little thinner margin next check. So, not going to blow the money this check but get some of the bills a bit ahead. After my next check is when I can really keep things in balance.
Today wasn't too bad for work. A few tweakers but otherwise not bad. Had one woman who had a single case which was supposed to be multiple cases. I was going to build the additional cases until she started snapping at me, at which point I simply transferred her to non-clinical to build the additional cases. It was only my second case of the day, after a first case which was on hold when I received the call, the case was being held for more clinical, then the caller had no clinical to offer. I had no wish to have my day kicking off like that. Nothing I did was inappropriate and I was not rude to her. I just did not allow her to be rude to me. That was probably why the other cases were not built in the first place. Someone else just wanted her off their line.
Other than that, I had 85 cases, which adds up to roughly equal to two extra hours of pay, without putting in the extra time. I've gotten pretty good at hitting numbers near that.
Only way I can find out is to pay the amount minus the "unapplied funds". If that does not bring it current, I have the answer and will pay the rest once the payment I make has posted. One thing I do not want to do is pay them too much. Never know how they may apply those funds. They may throw it into capital, which will mean I have to come up with an equal amount for the next payment or I'll be behind again.
As of tomorrow I shall be current or only shy by a little over $100 (which I can pay within the week). Since it's so late in the day, I could make the payment this evening and it would post tomorrow. However, there was one holiday when my pay did not go in as scheduled, so I prefer to wait and be sure my pay posts on time.
My calculations say I should have some extra money this check. Little thinner margin next check. So, not going to blow the money this check but get some of the bills a bit ahead. After my next check is when I can really keep things in balance.
Today wasn't too bad for work. A few tweakers but otherwise not bad. Had one woman who had a single case which was supposed to be multiple cases. I was going to build the additional cases until she started snapping at me, at which point I simply transferred her to non-clinical to build the additional cases. It was only my second case of the day, after a first case which was on hold when I received the call, the case was being held for more clinical, then the caller had no clinical to offer. I had no wish to have my day kicking off like that. Nothing I did was inappropriate and I was not rude to her. I just did not allow her to be rude to me. That was probably why the other cases were not built in the first place. Someone else just wanted her off their line.
Other than that, I had 85 cases, which adds up to roughly equal to two extra hours of pay, without putting in the extra time. I've gotten pretty good at hitting numbers near that.
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